Prime Loan Plus Premier

Loan Details

  • Purpose: Multi-purpose or business purposes

  • Collateral: Land, House and Lot, Car

    • Other assets to be used as collateral can be discussed.
      If property is used as a collateral for a loan with other financial institutions and there is a remaining balance of 20% maximum, this can be discussed.
    • Annotation can be considered upon overall assessment.
    • Area: Metro Manila, Cavite, Laguna, Bulacan, Rizal, Batangas
  • Loan Amount: For Land, House and Lot: Php 1,000,000.00 to Php 50,000,000.00
    For Car: Php 300,000.00 to Php 3,000,000.00
    Special cases where amount is more than Php 50,000,000.00 to Php 1,000,000,000.00 can be discussed.

  • Loan Term: 6 months to 24 months

  • Service Fee: Maximum 2% of the loan amount (service fee consists of DST 0.75%, Business Tax, Notary fees, Appraisal fee and miscellaneous charges).

  • Preferred Customers: Executives, Company Owners, Property Owners, High net worth individuals

  • Options for Loan Term:

    • A: 1-year contract, 6 months with 6 months extension; 2-year contract, 6 months - 6 months - 6 months - 6 months
    • B: Restructuring Facility
    • C: Advance Repayment - loan contract period should be at least 1 year; a 2-month notice for advance repayment should be given

Sample Computation


Maximize your idle properties!
Earn from your loan against your assets!

Comparison between other Financial Institutions & Prime Loan Plus

Other Financial Institutions

  • Process Period: 2 months
  • Loan Amount: Collateral value x 30-50%
  • Interest:
    • 7% to 10% p.a.;
    • Long-term
  • Cancellation:If advance repayment, required to pay all interests
  • Basic Requirements at the time of application:
    • Business Plan
    • Collateral
    • Income Documents
  • Payment options:
    • Straight payment (Diminishing)
      • * Monthly amortization of principal and interest
      • *7% to 10% p.a.
    • Add-on payment
      • If customer makes advance payment, all interests until loan maturity should be paid
    • With Straight payment, customer cannot fully use the entire loan amount

Prime Loan Plus

  • Process Period: 3 to 10 days
  • Loan Amount: Collateral value x 30-40%
  • Interest:
    • 1.5% - 2.5% per month
    • Short to middle-term
  • Cancellation:Term can be extended every 6 months (optional) Advance repayment is possible after 6 months, with 2-month notice
  • Basic Requirements at the time of application: Collateral
  • Payment options:
    • Credit Line/Commitment Line
      • *a. Monthly interest payment only; principal due on loan maturity date
      • *b. Commitment Line (Revolving) – funds can be borrowed within the term of the loan and interest is computed based on the borrowed amount
    • Add-on payment
      • If customer gives 2-month notice to pay in advance, interest to be paid is only until the full loan settlement
    • With Credit Line, customer can fully utilize the loan amount

Qualified? Send in your application now.

Fill-out the application form completely and follow the instructions stated in the online form.

Prime Loan Plus is the brand of Philippine Top Platinum Lending Corporation is a Lending Company duly registered and licensed with the Securities and Exchange Commission.

02 8805 7830

0917 700 1794
0998 598 4756

[Head Office] Unit 1505 The Pearlbank Centre, 146 Valero St., Salcedo Village, Makati City

SEC Company Registration No. CS201421830

Certificate of Authority No. 1899