Prime Loan Plus Premier

Purpose: Multi-purpose or business purposes
Collateral: Land, House and Lot, Car
- Other assets to be used as collateral can be discussed.
  If property is used as a collateral for a loan with other financial institutions and there is a remaining balance of 20% maximum, this can be discussed.
- Annotation can be considered upon overall assessment.
Loan Amount: For Land, House and Lot: Php 1,000,000.00 to Php 50,000,000.00
For Car: Php 300,000.00 to Php 3,000,000.00
Special cases where amount is more than Php 50,000,000.00 to Php 1,000,000,000.00 can be discussed.
Loan Term: 6 months to 24 months
Service Fee: Maximum 2% of the loan amount (service fee consists of DST 0.75%, Business Tax, Notary fees, Appraisal fee and miscellaneous charges).
Preferred Customers: Executives, Company Owners, Property Owners, High net worth individuals
Options for Loan Term:
- A: 1-year contract, 6 months with 6 months extension; 2-year contract, 6 months - 6 months - 6 months - 6 months
- B: Restructuring Facility
- C: Advance Repayment - loan contract period should be at least 1 year; a 2-month notice for advance repayment should be given

Maximize your idle properties!

Earn from your loan against your assets!

Process Period: 2 months
Loan Amount: Collateral value x 30-50%
Interest:
- 7% to 10% p.a.;
- Long-term
Cancellation:If advance repayment, required to pay all interests
Basic Requirements at the time of application:
- Business Plan
- Collateral
- Income Documents
Payment options:
- Straight payment (Diminishing)
  - * Monthly amortization of principal and interest
  - *7% to 10% p.a.
- Add-on payment
  - If customer makes advance payment, all interests until loan maturity should be paid
- With Straight payment, customer cannot fully use the entire loan amount

Process Period: 3 to 10 days
Loan Amount: Collateral value x 30-40%
Interest:
- 1.5% - 2.5% per month
- Short to middle-term
Cancellation:Term can be extended every 6 months (optional) Advance repayment is possible after 6 months, with 2-month notice
Basic Requirements at the time of application: Collateral
Payment options:
- Credit Line/Commitment Line
  - *a. Monthly interest payment only; principal due on loan maturity date
  - *b. Commitment Line (Revolving) – funds can be borrowed within the term of the loan and interest is computed based on the borrowed amount
- Add-on payment
  - If customer gives 2-month notice to pay in advance, interest to be paid is only until the full loan settlement
- With Credit Line, customer can fully utilize the loan amount

Qualified? Send in your application now.

Fill-out the application form completely and follow the instructions stated in the online form.